[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.seros.cz\/na-kterou-pujcku-je-spolehnuti\/#Article","mainEntityOfPage":"https:\/\/www.seros.cz\/na-kterou-pujcku-je-spolehnuti\/","headline":"Na kterou p\u016fj\u010dku je spolehnut\u00ed?","name":"Na kterou p\u016fj\u010dku je spolehnut\u00ed?","description":"Nemyslete si, \u017ee to maj\u00ed vlastn\u00edci soukrom\u00fdch firem v \u017eivot\u011b v\u017edycky snadn\u00e9. I je mohou v nejr\u016fzn\u011bj\u0161\u00edch situac\u00edch dostihnout probl\u00e9my, a kdy\u017e k tomu dojde, m\u016f\u017ee to b\u00fdt i vysloven\u00e1 trag\u00e9die. Ani ti nejschopn\u011bj\u0161\u00ed podnikatel\u00e9 si toti\u017e v\u017edycky nevyd\u011blaj\u00ed dost pen\u011bz, a kdy\u017e je nemaj\u00ed k dispozici v takov\u00e9m objemu, v jak\u00e9m by tomu m\u011blo… ","datePublished":"2025-05-14","dateModified":"2025-05-14","author":{"@type":"Person","@id":"https:\/\/www.seros.cz\/author\/#Person","name":"","url":"https:\/\/www.seros.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/15c4177f6d86975c976af12ba80b10af7add2f97f8786f8cf1596253472c0ea7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"seros.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.seros.cz\/wp-content\/uploads\/ppppppppppppppp_10_10_10_7.jpg","url":"https:\/\/www.seros.cz\/wp-content\/uploads\/ppppppppppppppp_10_10_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.seros.cz\/na-kterou-pujcku-je-spolehnuti\/","about":["Finance"],"wordCount":427,"articleBody":"       Nemyslete si, \u017ee to maj\u00ed vlastn\u00edci soukrom\u00fdch firem v \u017eivot\u011b v\u017edycky snadn\u00e9. I je mohou v nejr\u016fzn\u011bj\u0161\u00edch situac\u00edch dostihnout probl\u00e9my, a kdy\u017e k tomu dojde, m\u016f\u017ee to b\u00fdt i vysloven\u00e1 trag\u00e9die. Ani ti nejschopn\u011bj\u0161\u00ed podnikatel\u00e9 si toti\u017e v\u017edycky nevyd\u011blaj\u00ed dost pen\u011bz, a kdy\u017e je nemaj\u00ed k dispozici v takov\u00e9m objemu, v jak\u00e9m by tomu m\u011blo b\u00fdt, za\u010dne to v podnik\u00e1n\u00ed sk\u0159\u00edpat. Ned\u00e1 se investovat, nen\u00ed t\u0159eba mo\u017en\u00e9 ani platit opravy nebo m\u011bnit vyslou\u017eil\u00e9 nebo zastaral\u00e9 vybaven\u00ed, nemus\u00ed b\u00fdt pen\u00edze ani na dan\u011b a zdravotn\u00ed poji\u0161t\u011bn\u00ed, ani na platby za energie, materi\u00e1l a podobn\u011b.A v takov\u00fdch chv\u00edl\u00edch je to s podnikateli a jejich firmami skute\u010dn\u011b \u0161patn\u00e9. \u0160patn\u00e9, ale mo\u017en\u00e1 st\u00e1le je\u0161t\u011b ne beznad\u011bjn\u00e9. Proto\u017ee i v takov\u00fdch t\u011b\u017ek\u00fdch \u010dasech maj\u00ed podnikatel\u00e9 mnohdy nad\u011bji, \u017ee se v\u0161e v dobr\u00e9 obr\u00e1t\u00ed. Ale aby se tak stalo, mus\u00ed tomu pochopiteln\u011b i sami napomoci. T\u0159eba i t\u00edm, \u017ee si vezmou podnikatelskou p\u016fj\u010dku, nen\u00ed-li dostupn\u00e9 lep\u0161\u00ed \u0159e\u0161en\u00ed. Kdy\u017e n\u011bkdo z podnikatel\u016f vsad\u00ed na p\u016fj\u010dku, m\u00e1 nad\u011bji, \u017ee sv\u00e9 probl\u00e9my zvl\u00e1dne a pot\u00e9, co se jeho situace zlep\u0161\u00ed, tuto splat\u00ed. Ale takov\u00e1 nad\u011bje je tu jenom pro ty, kdo dok\u00e1\u017eou zvladatelnou p\u016fj\u010dku sehnat. A to nen\u00ed nikdy jist\u00e9. P\u016fj\u010dky se p\u0159ece poskytuj\u00ed jenom t\u011bm, kdo jsou za n\u011b schopni po\u017eadovan\u00fdm zp\u016fsobem ru\u010dit. Jenom ti, kdo budou spl\u00e1cet, maj\u00ed na takovou pomoc n\u00e1rok.A tak je spousta podnikatel\u016f v nep\u0159\u00edjemn\u00e9 ekonomick\u00e9 situaci nav\u00edc je\u0161t\u011b odm\u00edt\u00e1na bankami. Kde jim \u00fa\u0159edn\u00edci po prov\u011b\u0159en\u00ed \u017e\u00e1dost\u00ed jednodu\u0161e sd\u011bl\u00ed, \u017ee doty\u010dn\u00ed \u017eadatel\u00e9 nejsou bonitn\u00ed. A pak u\u017e je to v\u00e1\u017en\u00e9. Ale i pak se to d\u00e1 je\u0161t\u011b zvl\u00e1dnout. Je tu p\u0159ece i mo\u017enost vz\u00edt si nebankovn\u00ed hypot\u00e9ku. A ta je daleko dostupn\u011bj\u0161\u00ed ne\u017e p\u016fj\u010dky od bank. U hypot\u00e9ky bez registru je hlavn\u011b nutn\u00e9 ru\u010dit za ni nemovit\u00fdm majetkem. Co\u017e je nespornou v\u00fdhodou pro ty, kdo pr\u00e1v\u011b t\u00edmto ru\u010dit mohou, zat\u00edmco jsou na tom v jin\u00fdch ohledech \u0161patn\u011b. N\u011bkdo takov\u00fd d\u00e1 do z\u00e1stavy nemovitost a m\u016f\u017ee m\u00edt pot\u0159ebn\u00e9 finance klidn\u011b skoro hned.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na kterou p\u016fj\u010dku je spolehnut\u00ed?","item":"https:\/\/www.seros.cz\/na-kterou-pujcku-je-spolehnuti\/#breadcrumbitem"}]}]